Product-specific terms

Finance Copilot Terms

Effective: 6 September 2026

These terms supplement the general Vigthoria Terms. Mandatory consumer, data-protection and other non-waivable rights prevail over conflicting language.

1. Provider and eligibility

Finance is provided by vSecure Solutions LLC, 1309 Coffeen Avenue STE 1200, Sheridan, WY 82801, United States. The Provider does not hold itself out as a bank, broker, exchange, custodian or authorised crypto-asset service provider. You must be at least 18, able to contract, and permitted to use each relevant data, wallet, blockchain and liquidity service in your location.

2. Central service boundary

The central application provides software access, provider-supplied market information, generic machine-generated scenarios, paper planning and read-only views of user-selected public wallet addresses. It does not hold private keys, seed phrases, exchange keys, wallet session keys, deposits or withdrawal authority. It does not accept discretion or authority to manage a portfolio or determine whether a transaction is suitable.

Executable transaction preparation is disabled by default and may be unavailable by jurisdiction or account. It can be released only after separate operational and documented jurisdictional gates are satisfied. Availability, a manual signature or these terms does not determine the regulatory classification; the actual service and order flow do.

3. Wallet connection and user instructions

Connecting through Reown or signing an EIP-4361 message proves control of a public address for the stated session only. It does not approve tokens, create a trading mandate, delegate authority or authorise a future transaction. Where transaction preparation is released, you independently enter the wallet, chain, assets, amount and slippage, inspect the complete wallet payload and decide whether to sign. The website has no transaction signer or unattended execution loop.

4. AI and no advice

AI outputs are identified as machine-generated, generic research. They may be fabricated, delayed, incomplete or wrong and are structurally separated from transaction fields. They are not personalised investment recommendations, portfolio management, legal advice or tax advice. Do not rely on model agreement as proof of truth or suitability.

5. Third-party services

Reown, browser wallets, blockchains, RPC services, Alchemy, 0x, market-data vendors and token contracts are independent systems with their own terms, privacy practices and geographic restrictions. The Provider cannot reverse an onchain transaction. Verify the chain, token address, recipient, amount, allowance, fees, slippage and minimum output in your wallet.

6. Subscriptions, renewals and fees

The subscription price, taxes, renewal interval and cancellation method must be shown before purchase through the authoritative billing service. A subscription buys access to software; it does not buy custody, advice, execution, performance or guaranteed feature availability. Vigthoria Finance is remunerated only through its disclosed flat-rate software subscriptions and does not charge a transaction-linked fee, performance fee or profit share. Network gas, liquidity-provider, wallet or other third-party fees may apply independently.

7. Consumer digital-service rights

If mandatory law treats Finance as a digital service, statutory conformity, cure, price-reduction, termination, refund and withdrawal rights remain unaffected. Any request for immediate digital performance, or any loss of a withdrawal right, is effective only where the billing flow obtains the disclosures and express acknowledgement required by applicable law. Cancellation and refund information shown at purchase forms part of these terms.

8. Risk and responsibility

Crypto-assets can lose all value. Data may be stale and software or third parties may fail. You are responsible for wallet security, independent verification, taxes and the decision to sign. Read the Crypto-asset Risk Disclosure before using any onchain feature.

9. Acceptable use

Do not use Finance for unlawful activity, sanctions evasion, market manipulation, unauthorised access, malware, service disruption, attempts to bypass release or approval controls, or processing another person's wallet without authority.

10. Availability and liability

The service may be limited or suspended for security, maintenance, legal, jurisdictional or provider reasons. Nothing excludes liability that cannot lawfully be excluded. Subject to mandatory law, the Provider does not guarantee uninterrupted data, model accuracy, liquidity, transaction inclusion or financial outcome.

11. Termination and changes

You may stop using Finance and cancel through the Hub. We may suspend access for security, illegality or material breach. Material changes will be identified and notified where applicable law requires; they will not retroactively alter completed user-signed transactions.

12. Governing protections

No choice-of-law, forum, limitation or dispute term removes mandatory rights available in your habitual residence. References to software or non-custody are factual product boundaries, not a waiver of regulatory oversight.

13. Contact

Legal: legal@vigthoria.io. Privacy: privacy@vigthoria.io. Security: security@vigthoria.io. See the complaints procedure.